Home Security and Homeowners Insurance Tips

By Milan Stapar

Home security is the best way to protect your family and your belongings. Home security is something that can be put on the back burner right behind excitement, decorating, and house warming parties.

System

Cool things your home security system can do that you might not know about. Supplement your home security system with a personal safety device. And statistics have proven what you already know by common sense: a complete home alarm system is an excellent deterrent to intrusion.

Door

Doors with decorative glass panels or windows are easy marks.If you don t have a window in the door or some other way of checking who is calling, fit a door viewer. Keep your doors locked even when you are at home. You can make wooden doors stronger by fitting a steel strip and plates to the door frame and around the lock.

Windows

Back doors with worn or old locks, open windows, basement windows that can be kicked in easily, and newspapers piling up on the front porch encourage burglars to attempt a burglary. Don't build pergolas, gazebos and so on too near to the house, they can help thieves reach upper windows. Ask your local police station for advice on how to get stickers to display in the front and back windows of your home to show that you have marked your belongings. Keep your house and car keys safe and away from doors and windows. Secure all accessible windows with secondary blocking devices Block accessible windows open no more than 6 inches for ventilation Make sure someone cannot reach through an open window and unlock the door. Make sure someone cannot reach inside the window and remove the blocking device. Use anti-lift devices to prevent window from being lifted out. Use crime prevention or alarm decals on ground accessible windows. Be a Good Neighbor.

Insurance

Can you really get a discount on your home insurance by installing a home security system? Burglars won't find your home an "easy mark" if they are forced to work in the light, if they have to take a lot of time breaking in, or if they can't break in without making a lot of noise. Most insurance companies provide 2 percent to 15 percent discounts for devices that make a home saferdead-bolt locks, window grates, bars and smoke/fire/burglar alarms. You could save up to 20% on homeowners insurance! Since your house provides shelter for you and your loved ones, home insurance should guarantee that you will never be in a position to lose it.

Key

Key locking devices are much preferred because they can prevent the burglars from using the door or window to remove stolen property. Don't carry house keys on a key ring bearing your home address or leave house keys with your car in a commercial parking. Don't hide your keys in "secret" places outside your home.Burglars usually know where to look. Remove the keys and keep them out of sight in a safe place.Take a look at your front door key. Be sure your keys don't fall into the wrong hands.

Home security locks should be considered the first step to be taken when implementing a security plan for your house.

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